See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,523 | $50,666-18.0% | $76,817-45.9% | $65,185-36.3% |
| Participation rate | 62.7% | 68.8%-6.1pp | 72.1%-9.4pp | 70.2%-7.5pp |
| Annual return | 24.66% | 28.51%-3.9pp | 1166.11%-1141.4pp | 29.38%-4.7pp |
| Employer contribution / active EE | $195 | $1,575-87.6% | $2,302-91.5% | $2,177-91.0% |
| Participant deferral / active EE | $1,771 | $2,647-33.1% | $3,336-46.9% | $3,514-49.6% |
| Admin fee / account holder | $6 | $463-98.7% | $6,420-99.9% | $847-99.3% |