See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 OF AMERICA · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,839 |
SAGEPOINT FINANCIAL INC5 years Filed as: NETWORK 1 FINANCIAL SECURITIES INC Service code 55 2 BRIDGE AVE BLDG 2 STE 241 · RED BANK, NJ 07701 | Other Commissions | $12,069 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,385 |
Service code 27 6504 BRIDGE POINT PKWY · AUSTIN, TX 787305097 | Advisory (Plan) | $2,941 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,154 | $45,863+31.2% | $77,024-21.9% | $68,494-12.2% |
| Participation rate | 38.7% | 55.9%-17.2pp | 67.9%-29.2pp | 67.9%-29.2pp |
| Annual return | -14.71% | 1.72%-16.4pp | 42.32%-57.0pp | -7.84%-6.9pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,812-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,402 | $2,962+48.6% | $4,426-0.6% | $4,027+9.3% |
| Admin fee / account holder | $364 | $3,041-88.0% | $5,425-93.3% | $5,403-93.3% |