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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,404 | $63,773+134.3% | $81,286+83.8% | $80,925+84.6% |
| Participation rate | 92.6% | 63.9%+28.7pp | 69.5%+23.1pp | 67.7%+25.0pp |
| Annual return | 9.84% | 16.37%-6.5pp | 24.80%-15.0pp | 35.65%-25.8pp |
| Employer contribution / active EE | $1,057 | $1,979-46.6% | $2,463-57.1% | $2,756-61.7% |
| Participant deferral / active EE | $6,660 | $3,093+115.3% | $3,883+71.5% | $4,299+54.9% |
| Admin fee / account holder | $4,183 | $5,682-26.4% | $5,764-27.4% | $6,940-39.7% |