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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,853 | $58,099+156.2% | $76,872+93.6% | $75,173+98.0% |
| Participation rate | 82.0% | 63.9%+18.1pp | 69.6%+12.4pp | 67.2%+14.8pp |
| Annual return | 11.08% | 26.71%-15.6pp | 37.90%-26.8pp | 160.72%-149.6pp |
| Employer contribution / active EE | $951 | $1,996-52.3% | $2,533-62.5% | $2,671-64.4% |
| Participant deferral / active EE | $6,003 | $2,999+100.2% | $3,832+56.7% | $4,126+45.5% |
| Admin fee / account holder | $10,479 | $4,778+119.3% | $5,476+91.4% | $5,651+85.5% |