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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,404 | $63,845+134.0% | $81,370+83.6% | $80,959+84.5% |
| Participation rate | 92.6% | 63.9%+28.8pp | 69.5%+23.1pp | 67.7%+25.0pp |
| Annual return | 9.84% | 16.37%-6.5pp | 24.85%-15.0pp | 35.67%-25.8pp |
| Employer contribution / active EE | $1,057 | $1,980-46.6% | $2,464-57.1% | $2,757-61.7% |
| Participant deferral / active EE | $6,660 | $3,093+115.4% | $3,885+71.4% | $4,300+54.9% |
| Admin fee / account holder | $4,183 | $5,688-26.5% | $5,749-27.2% | $6,925-39.6% |