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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,801 | $56,197+120.3% | $67,652+83.0% | $59,633+107.6% |
| Participation rate | 57.6% | 71.5%-13.9pp | 75.7%-18.1pp | 68.7%-11.1pp |
| Annual return | 1.33% | 18508.10%-18506.8pp | 6625.40%-6624.1pp | 2041.45%-2040.1pp |
| Employer contribution / active EE | $1,545 | $1,615-4.3% | $2,266-31.8% | $2,203-29.9% |
| Participant deferral / active EE | $3,778 | $2,844+32.9% | $3,560+6.1% | $3,192+18.4% |
| Admin fee / account holder | $356 | $3,958-91.0% | $4,821-92.6% | $4,297-91.7% |