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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,954 | $110,240+73.2% | $96,544+97.8% | $139,487+36.9% |
| Participation rate | 65.0% | 78.1%-13.1pp | 76.0%-11.0pp | 80.3%-15.3pp |
| Annual return | 21.39% | 26.41%-5.0pp | 25.88%-4.5pp | 373.84%-352.5pp |
| Employer contribution / active EE | $1,824 | $3,622-49.7% | $2,966-38.5% | $4,755-61.6% |
| Participant deferral / active EE | $9,440 | $5,549+70.1% | $4,851+94.6% | $6,713+40.6% |
| Admin fee / account holder | $5,945 | $11,602-48.8% | $8,254-28.0% | $11,407-47.9% |