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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,169 | $92,219+17.3% | $76,767+40.9% | $135,380-20.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -8.74% | 5.46%-14.2pp | 2.43%-11.2pp | 519.81%-528.5pp |
| Employer contribution / active EE | $1,207 | $3,216-62.5% | $2,485-51.4% | $4,779-74.7% |
| Participant deferral / active EE | $11,477 | $4,508+154.6% | $3,852+198.0% | $5,609+104.6% |
| Admin fee / account holder | $4,970 | $10,749-53.8% | $6,675-25.6% | $10,828-54.1% |