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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,293 | $58,493+90.3% | $84,021+32.5% | $72,975+52.5% |
| Participation rate | 80.8% | 61.2%+19.5pp | 69.0%+11.8pp | 69.5%+11.3pp |
| Annual return | 11.94% | 28.93%-17.0pp | 71.32%-59.4pp | 81.01%-69.1pp |
| Employer contribution / active EE | $2,391 | $1,163+105.6% | $1,984+20.5% | $2,440-2.0% |
| Participant deferral / active EE | $6,712 | $2,394+180.4% | $3,239+107.2% | $3,608+86.1% |
| Admin fee / account holder | $808 | $4,569-82.3% | $6,102-86.8% | $5,124-84.2% |