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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,005 | $54,541+96.2% | $78,778+35.8% | $70,126+52.6% |
| Participation rate | 84.6% | 60.8%+23.8pp | 69.2%+15.4pp | 69.5%+15.1pp |
| Annual return | 6.47% | 21.07%-14.6pp | 35.62%-29.2pp | 73.15%-66.7pp |
| Employer contribution / active EE | $2,363 | $1,089+117.1% | $1,986+19.0% | $2,343+0.9% |
| Participant deferral / active EE | $6,575 | $2,210+197.5% | $2,958+122.3% | $3,332+97.3% |
| Admin fee / account holder | $620 | $3,709-83.3% | $5,134-87.9% | $4,645-86.7% |