Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,679 | $63,773+89.2% | $81,286+48.5% | $80,925+49.1% |
| Participation rate | 38.2% | 63.9%-25.7pp | 69.5%-31.3pp | 67.7%-29.4pp |
| Annual return | 15.94% | 16.37%-0.4pp | 24.80%-8.9pp | 35.65%-19.7pp |
| Employer contribution / active EE | $309 | $1,979-84.4% | $2,463-87.5% | $2,756-88.8% |
| Participant deferral / active EE | $2,196 | $3,093-29.0% | $3,883-43.4% | $4,299-48.9% |
| Admin fee / account holder | $7,557 | $5,682+33.0% | $5,764+31.1% | $6,940+8.9% |