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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,498 | $127,387+188.5% | $115,038+219.5% | $125,389+193.1% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | -2.01% | 31.28%-33.3pp | 26.14%-28.2pp | 282.24%-284.3pp |
| Employer contribution / active EE | $5,276 | $5,166+2.1% | $4,608+14.5% | $4,866+8.4% |
| Participant deferral / active EE | $7,489 | $6,423+16.6% | $6,026+24.3% | $5,352+39.9% |
| Admin fee / account holder | $11,782 | $9,516+23.8% | $8,175+44.1% | $9,541+23.5% |