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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,484 | $67,602+16.1% | $82,312-4.7% | $70,126+11.9% |
| Participation rate | 96.4% | 72.8%+23.7pp | 76.9%+19.5pp | 69.5%+26.9pp |
| Annual return | 17.28% | 21.57%-4.3pp | 25.88%-8.6pp | 73.15%-55.9pp |
| Employer contribution / active EE | $570 | $1,755-67.5% | $2,428-76.5% | $2,343-75.6% |
| Participant deferral / active EE | $2,852 | $2,987-4.5% | $3,706-23.0% | $3,332-14.4% |
| Admin fee / account holder | $5,563 | $4,512+23.3% | $5,608-0.8% | $4,645+19.8% |