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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,665 | $89,259+216.7% | $107,187+163.7% | $82,637+242.1% |
| Participation rate | 96.0% | 67.9%+28.1pp | 75.0%+21.0pp | 68.1%+27.9pp |
| Annual return | 10.12% | 21.02%-10.9pp | 204.55%-194.4pp | 53.51%-43.4pp |
| Employer contribution / active EE | $5,169 | $3,080+67.8% | $3,782+36.7% | $2,552+102.5% |
| Participant deferral / active EE | $11,676 | $4,037+189.2% | $5,096+129.1% | $4,126+183.0% |
| Admin fee / account holder | $5,245 | $7,381-28.9% | $9,162-42.8% | $7,339-28.5% |