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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,521 | $93,598+378.1% | $135,974+229.1% | $75,173+495.3% |
| Participation rate | 85.7% | 75.2%+10.5pp | 81.9%+3.8pp | 67.2%+18.5pp |
| Annual return | 19.59% | 30.89%-11.3pp | 68.30%-48.7pp | 160.72%-141.1pp |
| Employer contribution / active EE | $5,714 | $3,538+61.5% | $4,859+17.6% | $2,671+113.9% |
| Participant deferral / active EE | $5,408 | $6,405-15.6% | $7,760-30.3% | $4,126+31.1% |
| Admin fee / account holder | $46,404 | $6,978+565.0% | $10,767+331.0% | $5,651+721.2% |