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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,765 | $49,897+194.1% | $80,648+82.0% | $75,177+95.2% |
| Participation rate | 67.7% | 55.3%+12.4pp | 67.0%+0.7pp | 67.2%+0.5pp |
| Annual return | 19.89% | 34.68%-14.8pp | 937.21%-917.3pp | 160.75%-140.9pp |
| Employer contribution / active EE | $3,482 | $1,699+105.0% | $2,724+27.9% | $2,671+30.4% |
| Participant deferral / active EE | $6,726 | $2,992+124.8% | $4,443+51.4% | $4,126+63.0% |
| Admin fee / account holder | $2,910 | $3,579-18.7% | $5,382-45.9% | $5,651-48.5% |