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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,630 | $56,134+25.8% | $96,171-26.6% | $85,847-17.7% |
| Participation rate | 92.9% | 56.7%+36.1pp | 68.4%+24.4pp | 69.3%+23.5pp |
| Annual return | 17.80% | 42.30%-24.5pp | 192.04%-174.2pp | 318.61%-300.8pp |
| Employer contribution / active EE | $9,742 | $1,620+501.3% | $2,799+248.1% | $2,565+279.7% |
| Participant deferral / active EE | $7,865 | $2,858+175.3% | $4,350+80.8% | $3,952+99.0% |
| Admin fee / account holder | $423 | $3,769-88.8% | $5,538-92.4% | $6,261-93.2% |