Retirement plan

ALL-STATE INTERNATIONAL, INC. EMPLOYEES PROFIT SHA

Name: ALL-STATE INTERNATIONAL, INC. - ALL-STATE INTERNATIONAL, INC. EMPLOYEES PROFIT SHA (2021) Form 5500
Creator: ALL-STATE INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALL-STATE INTERNATIONAL, INC. EMPLOYEES PROFIT SHA, ALL-STATE INTERNATIONAL, INC.

ALL-STATE INTERNATIONAL, INC.EIN 22-1496795Plan #003PY 2021

ONE COMMERCE DRIVE - CRANFORD, NJ 07016908-272-0800

Other plans on this EIN

2 filings

#002Retirement-$10.6M assets #004Retirement-$228K assets

Prospect flagsLow returnsHigh feesLow participationFailed to transmit contributions

Top hat statement on fileNQDC

Filed March 12, 2006

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$23.1M

-5.4% from 2020

Total participants

163

-6.3% from 2020

Average account balance

$181,836

+7.3% from 2020

Annual return

9.43%

-0.30 pp from 2020

Benchmarks

See 1,879 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,879 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$182K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-100.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 49 · EIN 84-0467907	Other Services	$51,349
GLOBAL RETIREMENT PARTNERS LLC7+ years Service code 27 · EIN 47-1411118	Advisory (Plan)	$36,367
INVESCO3 years Service code 52 · EIN 93-6305075	Indirect Investment Fees	$0
JANUS HENDERSON5 years Service code 52 · EIN 84-0592523	Indirect Investment Fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.7+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$0
NATIXIS FUNDS5 years Service code 52 · EIN 52-2257782	Indirect Investment Fees	$0
WELLS FARGO BANK, N.A.7+ years Filed as: WELLS FARGO GALLIARD Service code 52 · EIN 94-9907760	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$51K

$484 / participant

Investment mgmt$48K94.4%
Contract admin$3K5.6%

% of EOY assets

0.222%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SCHULMAN LOBEL LLP
Auditor EIN: 223840651
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$181,836

$79,438+128.9%

$106,554+70.7%

$79,389+129.0%

Participation rate

66.0%

74.2%-8.1pp

76.1%-10.1pp

70.7%-4.7pp

Annual return

9.43%

18.27%-8.8pp

26.80%-17.4pp

116.89%-107.5pp

Employer contribution / active EE

$2,235-100.0%

$2,819-100.0%

$2,428-100.0%

Participant deferral / active EE

$3,167

$3,824-17.2%

$4,398-28.0%

$4,046-21.7%

Admin fee / account holder

$404

$523-22.7%

$7,408-94.5%

$626-35.5%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT WEST LIFE & ANNUITY INSURANCE

Service code 49 · EIN 84-0467907

Other Services

$51,349

GLOBAL RETIREMENT PARTNERS LLC7+ years

Service code 27 · EIN 47-1411118

Advisory (Plan)

$36,367

INVESCO3 years

Service code 52 · EIN 93-6305075

Indirect Investment Fees

JANUS HENDERSON5 years

Service code 52 · EIN 84-0592523

Indirect Investment Fees

MASSACHUSETTS MUTUAL LIFE INS. CO.7+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

NATIXIS FUNDS5 years

Service code 52 · EIN 52-2257782

Indirect Investment Fees

WELLS FARGO BANK, N.A.7+ years

Filed as: WELLS FARGO GALLIARD

Service code 52 · EIN 94-9907760

Indirect Investment Fees

ALL-STATE INTERNATIONAL, INC. EMPLOYEES PROFIT SHA

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALL-STATE INTERNATIONAL, INC. EMPLOYEES PROFIT SHA

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion