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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,633 | $72,404+12.7% | $110,243-26.0% | $64,173+27.2% |
| Participation rate | 83.0% | 73.3%+9.6pp | 79.8%+3.2pp | 69.6%+13.4pp |
| Annual return | -6.26% | -6.29%0pp | 314.76%-321.0pp | 7.63%-13.9pp |
| Employer contribution / active EE | $743 | $2,282-67.5% | $3,827-80.6% | $2,381-68.8% |
| Participant deferral / active EE | $4,585 | $3,469+32.2% | $4,672-1.9% | $3,470+32.2% |
| Admin fee / account holder | $2,794 | $5,664-50.7% | $8,548-67.3% | $4,887-42.8% |