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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,242 | $77,574+129.8% | $108,753+63.9% | $86,983+104.9% |
| Participation rate | 100.0% | 62.3%+37.7pp | 71.1%+28.9pp | 69.5%+30.5pp |
| Annual return | 8.47% | 18.42%-9.9pp | 37.47%-29.0pp | 25.83%-17.4pp |
| Employer contribution / active EE | $8,536 | $1,611+430.0% | $2,427+251.8% | $2,584+230.3% |
| Participant deferral / active EE | $5,042 | $3,128+61.2% | $4,115+22.5% | $4,194+20.2% |
| Admin fee / account holder | $7,748 | $6,529+18.7% | $10,320-24.9% | $7,856-1.4% |