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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,526 | $70,430+123.7% | $96,572+63.1% | $85,851+83.5% |
| Participation rate | 100.0% | 61.8%+38.2pp | 69.8%+30.2pp | 69.3%+30.7pp |
| Annual return | 10.65% | 18.58%-7.9pp | 37.79%-27.1pp | 318.63%-308.0pp |
| Employer contribution / active EE | $7,942 | $1,413+461.9% | $2,357+236.9% | $2,565+209.6% |
| Participant deferral / active EE | $3,286 | $2,894+13.5% | $3,850-14.6% | $3,952-16.9% |
| Admin fee / account holder | $11,343 | $4,996+127.0% | $6,183+83.4% | $6,261+81.2% |