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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,817 | $56,197+31.4% | $67,652+9.1% | $59,633+23.8% |
| Participation rate | 14.0% | 71.5%-57.5pp | 75.7%-61.7pp | 68.7%-54.7pp |
| Annual return | 12.14% | 18508.10%-18496.0pp | 6625.40%-6613.3pp | 2041.45%-2029.3pp |
| Employer contribution / active EE | $772 | $1,615-52.2% | $2,266-65.9% | $2,203-65.0% |
| Participant deferral / active EE | $1,409 | $2,844-50.4% | $3,560-60.4% | $3,192-55.8% |
| Admin fee / account holder | $620 | $3,958-84.3% | $4,821-87.1% | $4,297-85.6% |