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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,471 | $65,034+126.8% | $90,970+62.1% | $79,856+84.7% |
| Participation rate | 85.7% | 61.6%+24.1pp | 69.0%+16.7pp | 69.6%+16.1pp |
| Annual return | 8.16% | 30.45%-22.3pp | 134.60%-126.4pp | 31.71%-23.6pp |
| Employer contribution / active EE | $1,668 | $1,247+33.7% | $2,122-21.4% | $2,471-32.5% |
| Participant deferral / active EE | $3,718 | $2,512+48.0% | $3,373+10.2% | $3,741-0.6% |
| Admin fee / account holder | $5,480 | $4,536+20.8% | $5,961-8.1% | $5,306+3.3% |