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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,645 | $58,493+135.3% | $84,023+63.8% | $72,976+88.6% |
| Participation rate | 86.2% | 61.2%+25.0pp | 69.0%+17.2pp | 69.5%+16.7pp |
| Annual return | 7.03% | 28.93%-21.9pp | 71.32%-64.3pp | 81.02%-74.0pp |
| Employer contribution / active EE | $1,746 | $1,163+50.1% | $1,984-12.0% | $2,440-28.5% |
| Participant deferral / active EE | $4,132 | $2,394+72.6% | $3,239+27.5% | $3,608+14.5% |
| Admin fee / account holder | $3,883 | $4,569-15.0% | $6,102-36.4% | $5,124-24.2% |