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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,713 | $197,819+121.3% | $155,789+181.0% | $125,389+249.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -1.05% | 86.73%-87.8pp | 71.54%-72.6pp | 282.24%-283.3pp |
| Employer contribution / active EE | $5,777 | $4,850+19.1% | $3,839+50.5% | $4,866+18.7% |
| Participant deferral / active EE | $10,192 | $5,631+81.0% | $4,798+112.4% | $5,352+90.5% |
| Admin fee / account holder | $23,061 | $9,544+141.6% | $7,477+208.4% | $9,541+141.7% |