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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,096 | $90,486-87.7% | $78,676-85.9% | $273,972-96.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 14.72% | 75.62%-60.9pp | 62.19%-47.5pp | 41.46%-26.7pp |
| Employer contribution / active EE | $3,134 | $3,175-1.3% | $2,850+10.0% | $4,869-35.6% |
| Participant deferral / active EE | $1,781 | $3,901-54.3% | $3,517-49.4% | $5,287-66.3% |
| Admin fee / account holder | $2,735 | $5,263-48.0% | $4,510-39.4% | $10,133-73.0% |