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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,035 | $99,345+328.8% | $84,753+402.7% | $273,972+55.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.02% | 22.93%-14.9pp | 22.78%-14.8pp | 41.46%-33.4pp |
| Employer contribution / active EE | $21,319 | $4,214+405.9% | $3,574+496.4% | $4,869+337.9% |
| Participant deferral / active EE | $3,145 | $4,270-26.3% | $3,712-15.3% | $5,287-40.5% |
| Admin fee / account holder | $10,620 | $6,645+59.8% | $5,333+99.1% | $10,133+4.8% |