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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,877 | $110,240+16.9% | $96,544+33.5% | $139,487-7.6% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 10.01% | 26.41%-16.4pp | 25.88%-15.9pp | 373.84%-363.8pp |
| Employer contribution / active EE | $3,475 | $3,622-4.1% | $2,966+17.1% | $4,755-26.9% |
| Participant deferral / active EE | $10,829 | $5,549+95.2% | $4,851+123.2% | $6,713+61.3% |
| Admin fee / account holder | $43,320 | $11,602+273.4% | $8,254+424.8% | $11,407+279.8% |