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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,649 | $71,873+111.0% | $86,698+74.9% | $68,490+121.4% |
| Participation rate | 76.9% | 72.2%+4.7pp | 76.6%+0.3pp | 67.9%+9.0pp |
| Annual return | -12.95% | 3.54%-16.5pp | 35.96%-48.9pp | -7.85%-5.1pp |
| Employer contribution / active EE | $2,931 | $2,173+34.9% | $2,837+3.3% | $2,597+12.9% |
| Participant deferral / active EE | $8,494 | $3,779+124.8% | $4,656+82.4% | $4,028+110.9% |
| Admin fee / account holder | $3,284 | $6,110-46.3% | $7,492-56.2% | $5,403-39.2% |