Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,907 | $46,697+32.6% | $117,533-47.3% | $68,486-9.6% |
| Participation rate | 45.2% | 56.8%-11.5pp | 70.6%-25.4pp | 67.9%-22.7pp |
| Annual return | -16.30% | -14.52%-1.8pp | 29.77%-46.1pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,153 | $1,506-23.4% | $4,179-72.4% | $2,597-55.6% |
| Participant deferral / active EE | $4,170 | $2,637+58.1% | $4,072+2.4% | $4,028+3.5% |
| Admin fee / account holder | $3,764 | $4,023-6.4% | $5,647-33.3% | $5,404-30.3% |