Retirement plan

DE CAMP BUS LINES PENSION PLAN FOR UNION EMPLOYEES

Name: DE CAMP BUS LINES - DE CAMP BUS LINES PENSION PLAN FOR UNION EMPLOYEES (2020) Form 5500
Creator: DE CAMP BUS LINES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DE CAMP BUS LINES PENSION PLAN FOR UNION EMPLOYEES, DE CAMP BUS LINES

DE CAMP BUS LINESEIN 22-0854630Plan #001PY 2020

P.O. BOX 581 - MONTCLAIR, NJ 07042973-783-7500decamp.comLinkedIn51-200 employeestransportation/trucking/railroad

Other plans on this EIN

2 filings

#002Retirement-$5.2M assets #003Retirement-$2.8M assets

Prospect flagsHigh retiree %High cash

How to read this page

Total assets (EOY)

$8.3M

+1.5% from 2019

Total participants

184

-3.2% from 2019

Average account balance

No prior year

Annual return

6.56%

-9.28 pp from 2019

Benchmarks

See 84 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined benefit

Participants25-99

Cohort84 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+0.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
UBS FINANCIAL SERVICES INC3 years Filed as: UBS Service code 21	Bank Trustee	$75,976
FRIEDMAN & ANSPACH6+ years Filed as: FRIEDMAN, LLP Service code 10 · EIN 13-1610809 4700 BROADWAY · NEW YORK, NY 10019	Accounting	$24,440
INTAC ACTUARIAL SERVICES3 years Filed as: INTAC ACTUARIAL SERVICE, INC. Service code 11 50 TICE BLVD · WOODCLIFF LAKE, NJ 07677	Actuarial	$10,720

Enrolled actuary

1 attachment

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Plan features & details

Pension benefit codes1B3D

Plan features

1B
Benefits are primarily flat dollar
Benefits are primarily a flat dollar amount (including a dollar amount per year of service).
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$205K

$6029 / participant

Investment mgmt$76K37.1%
Other / not subdivided$129K62.9%

% of EOY assets

2.473%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FRIEDMAN LLP
Auditor EIN: 131610809
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,848-100.0%

$353,945-100.0%

$198,586-100.0%

Participation rate

0.0%

25.0%-25.0pp

20.8%-20.8pp

13.5%-13.5pp

Annual return

6.56%

12.26%-5.7pp

10.57%-4.0pp

9.29%-2.7pp

Employer contribution / active EE

$4,412

$20,182-78.1%

$29,483-85.0%

$15,168-70.9%

Participant deferral / active EE

$23-100.0%

$150-100.0%

$67-100.0%

Admin fee / account holder

$81-100.0%

$2,009-100.0%

$2,037-100.0%

Provider

Service type

Compensation

UBS FINANCIAL SERVICES INC3 years

Filed as: UBS

Service code 21

Bank Trustee

$75,976

FRIEDMAN & ANSPACH6+ years

Filed as: FRIEDMAN, LLP

Service code 10 · EIN 13-1610809

4700 BROADWAY · NEW YORK, NY 10019

Accounting

$24,440

INTAC ACTUARIAL SERVICES3 years

Filed as: INTAC ACTUARIAL SERVICE, INC.

Service code 11

50 TICE BLVD · WOODCLIFF LAKE, NJ 07677

Actuarial

$10,720

DE CAMP BUS LINES PENSION PLAN FOR UNION EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DE CAMP BUS LINES PENSION PLAN FOR UNION EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion