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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,227 | $167,533+33.2% | $151,645+47.2% | $134,545+65.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -28.19% | 7.81%-36.0pp | 3.34%-31.5pp | 418.37%-446.6pp |
| Employer contribution / active EE | $23,010 | $6,828+237.0% | $6,165+273.2% | $4,742+385.3% |
| Participant deferral / active EE | $16,260 | $8,985+81.0% | $8,363+94.4% | $6,401+154.0% |
| Admin fee / account holder | $3,427 | $13,781-75.1% | $11,614-70.5% | $11,431-70.0% |