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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,789 | $201,370-67.8% | $184,256-64.8% | $145,897-55.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 22.06% | 29.05%-7.0pp | 28.85%-6.8pp | 552.29%-530.2pp |
| Employer contribution / active EE | $9,224 | $7,024+31.3% | $6,427+43.5% | $4,663+97.8% |
| Participant deferral / active EE | $8,512 | $9,808-13.2% | $9,133-6.8% | $6,689+27.2% |
| Admin fee / account holder | $3,598 | $16,364-78.0% | $13,899-74.1% | $13,390-73.1% |