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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,910 | $81,870-51.3% | $119,634-66.6% | $68,490-41.7% |
| Participation rate | 94.1% | 71.9%+22.2pp | 79.3%+14.8pp | 67.9%+26.2pp |
| Annual return | -21.02% | -23.82%+2.8pp | -14.98%-6.0pp | -7.85%-13.2pp |
| Employer contribution / active EE | $6,045 | $2,692+124.6% | $4,232+42.8% | $2,597+132.8% |
| Participant deferral / active EE | $4,772 | $4,148+15.0% | $5,601-14.8% | $4,028+18.5% |
| Admin fee / account holder | $1,532 | $6,583-76.7% | $10,329-85.2% | $5,403-71.7% |