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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,464 | $72,404-66.2% | $110,243-77.8% | $64,173-61.9% |
| Participation rate | 97.5% | 73.3%+24.2pp | 79.8%+17.7pp | 69.6%+27.9pp |
| Annual return | -9.73% | -6.29%-3.4pp | 314.76%-324.5pp | 7.63%-17.4pp |
| Employer contribution / active EE | $4,465 | $2,282+95.7% | $3,827+16.7% | $2,381+87.5% |
| Participant deferral / active EE | $2,958 | $3,469-14.7% | $4,672-36.7% | $3,470-14.7% |
| Admin fee / account holder | $650 | $5,664-88.5% | $8,548-92.4% | $4,887-86.7% |