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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,432 | $211,288+5.7% | $178,540+25.1% | $145,884+53.2% |
| Participation rate | 55.6% | 80.8%-25.3pp | 77.1%-21.6pp | 80.3%-24.7pp |
| Annual return | 14.27% | 30.27%-16.0pp | 27.15%-12.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $3,160 | $4,574-30.9% | $3,953-20.1% | $4,662-32.2% |
| Participant deferral / active EE | $3,832 | $6,967-45.0% | $6,281-39.0% | $6,690-42.7% |
| Admin fee / account holder | $16,737 | $12,105+38.3% | $10,424+60.6% | $13,392+25.0% |