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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,443 | $228,395-47.3% | $185,861-35.2% | $158,982-24.2% |
| Participation rate | 88.9% | 82.3%+6.6pp | 78.0%+10.8pp | 82.0%+6.9pp |
| Annual return | -3.61% | 40.82%-44.4pp | 35.96%-39.6pp | 302.99%-306.6pp |
| Employer contribution / active EE | $2,478 | $4,968-50.1% | $4,088-39.4% | $4,763-48.0% |
| Participant deferral / active EE | $3,048 | $6,417-52.5% | $5,634-45.9% | $5,983-49.1% |
| Admin fee / account holder | $274,902 | $11,869+2216.1% | $9,503+2792.7% | $11,252+2343.2% |