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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,967 | $56,110+94.2% | $94,993+14.7% | $70,126+55.4% |
| Participation rate | 78.7% | 65.0%+13.7pp | 73.9%+4.8pp | 69.5%+9.2pp |
| Annual return | 15.12% | 51.02%-35.9pp | 27.14%-12.0pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,680 | $1,442+16.5% | $2,603-35.5% | $2,343-28.3% |
| Participant deferral / active EE | $3,454 | $2,391+44.5% | $3,317+4.1% | $3,332+3.7% |
| Admin fee / account holder | $11,933 | $3,456+245.2% | $4,960+140.6% | $4,645+156.9% |