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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,977 | $49,025+108.0% | $87,502+16.5% | $62,881+62.2% |
| Participation rate | 78.0% | 64.9%+13.2pp | 73.8%+4.2pp | 69.3%+8.7pp |
| Annual return | 7.96% | 10.02%-2.1pp | 12.21%-4.3pp | 20.14%-12.2pp |
| Employer contribution / active EE | $1,968 | $1,372+43.5% | $2,550-22.8% | $2,281-13.7% |
| Participant deferral / active EE | $4,538 | $2,289+98.2% | $3,149+44.1% | $3,203+41.7% |
| Admin fee / account holder | $4,110 | $4,065+1.1% | $4,221-2.6% | $4,296-4.3% |