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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,809 | $88,672+82.5% | $105,223+53.8% | $82,448+96.3% |
| Participation rate | 67.4% | 67.9%-0.5pp | 75.0%-7.6pp | 68.1%-0.6pp |
| Annual return | 15.17% | 30.86%-15.7pp | 180.65%-165.5pp | 41.64%-26.5pp |
| Employer contribution / active EE | $2,144 | $3,048-29.6% | $3,689-41.9% | $2,551-15.9% |
| Participant deferral / active EE | $7,063 | $4,036+75.0% | $5,072+39.3% | $4,139+70.6% |
| Admin fee / account holder | $48,569 | $7,146+579.7% | $8,859+448.3% | $7,234+571.4% |