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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,755 | $87,546-59.2% | $75,784-52.8% | $125,389-71.5% |
| Participation rate | 71.4% | 80.2%-8.7pp | 75.8%-4.4pp | 83.2%-11.8pp |
| Annual return | 1.12% | 13.49%-12.4pp | 9.68%-8.6pp | 282.24%-281.1pp |
| Employer contribution / active EE | $1 | $3,930-100.0% | $3,323-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,337 | $4,230-68.4% | $3,652-63.4% | $5,352-75.0% |
| Admin fee / account holder | $389 | $6,503-94.0% | $5,300-92.7% | $9,541-95.9% |