Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 46-4198717 | Advisory (Plan) | $18,073 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $16,750 |
WILLIAM E HOWE3 years Filed as: W E HOWE Service code 10 · EIN 23-1682016 | Accounting | $6,840 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,858 | $54,590-34.3% | $81,726-56.1% | $73,497-51.2% |
| Participation rate | 46.9% | 68.3%-21.5pp | 72.0%-25.1pp | 70.7%-23.8pp |
| Annual return | 12.48% | 17.74%-5.3pp | 29.49%-17.0pp | 28.51%-16.0pp |
| Employer contribution / active EE | $744 | $1,636-54.5% | $4,311-82.7% | $2,270-67.2% |
| Participant deferral / active EE | $1,003 | $2,759-63.7% | $7,108-85.9% | $3,740-73.2% |
| Admin fee / account holder | $317 | $592-46.5% | $5,160-93.9% | $513-38.2% |