Filed August 8, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $0 |
SUNTRUST BANKS, INC.1 year Filed as: TRUIST ADVISORY SERVICES, INC. Service code 26 | Advisory (Participants) | $0 |
Filed as: WILLSHIRE ASSOCIATES, INC. Service code 26 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,549 | $54,701+71.0% | $86,188+8.5% | $71,457+30.9% |
| Participation rate | 52.6% | 60.1%-7.5pp | 69.0%-16.3pp | 67.9%-15.3pp |
| Annual return | 16.69% | 20.06%-3.4pp | 1168.45%-1151.8pp | 28.85%-12.2pp |
| Employer contribution / active EE | $2,141 | $1,265+69.2% | $2,380-10.0% | $2,588-17.3% |
| Participant deferral / active EE | $4,265 | $3,108+37.2% | $3,985+7.0% | $4,289-0.6% |
| Admin fee / account holder | $511 | $1,922-73.4% | $6,852-92.5% | $1,587-67.8% |