Filed August 8, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,409 | $59,263+88.0% | $96,562+15.4% | $79,386+40.3% |
| Participation rate | 58.9% | 61.9%-3.0pp | 69.8%-10.9pp | 70.7%-11.8pp |
| Annual return | 13.94% | 27.07%-13.1pp | 37.78%-23.8pp | 116.85%-102.9pp |
| Employer contribution / active EE | $2,842 | $1,216+133.8% | $2,356+20.6% | $2,427+17.1% |
| Participant deferral / active EE | $4,222 | $2,948+43.2% | $3,849+9.7% | $4,046+4.4% |
| Admin fee / account holder | $3,461 | $658+425.7% | $6,181-44.0% | $626+452.5% |