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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,757 | $46,599+154.8% | $64,101+85.3% | $75,173+58.0% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 10.53% | 26.06%-15.5pp | 33.72%-23.2pp | 160.72%-150.2pp |
| Employer contribution / active EE | $2,429 | $1,975+23.0% | $2,749-11.6% | $2,671-9.1% |
| Participant deferral / active EE | $5,956 | $2,837+109.9% | $3,881+53.5% | $4,126+44.3% |
| Admin fee / account holder | $13,666 | $2,956+362.3% | $3,070+345.1% | $5,651+141.9% |