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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,866 | $65,555-10.2% | $86,216-31.7% | $75,173-21.7% |
| Participation rate | 48.8% | 60.5%-11.7pp | 69.0%-20.2pp | 67.2%-18.4pp |
| Annual return | 12.72% | 46.07%-33.3pp | 1169.42%-1156.7pp | 160.72%-148.0pp |
| Employer contribution / active EE | $1,020 | $1,553-34.4% | $2,382-57.2% | $2,671-61.8% |
| Participant deferral / active EE | $1,652 | $3,023-45.4% | $3,986-58.6% | $4,126-60.0% |
| Admin fee / account holder | $849 | $5,469-84.5% | $6,853-87.6% | $5,651-85.0% |