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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,647 | $50,947+3.3% | $74,551-29.4% | $64,173-18.0% |
| Participation rate | 88.2% | 61.1%+27.2pp | 69.1%+19.1pp | 69.6%+18.7pp |
| Annual return | -3.95% | -1.85%-2.1pp | 32.53%-36.5pp | 7.63%-11.6pp |
| Employer contribution / active EE | $880 | $1,115-21.1% | $1,961-55.1% | $2,381-63.0% |
| Participant deferral / active EE | $593 | $2,302-74.2% | $3,108-80.9% | $3,470-82.9% |
| Admin fee / account holder | $534 | $4,221-87.4% | $5,059-89.5% | $4,887-89.1% |