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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,220 | $56,197+30.3% | $67,652+8.2% | $59,633+22.8% |
| Participation rate | 69.2% | 71.5%-2.2pp | 75.7%-6.4pp | 68.7%+0.6pp |
| Annual return | 2.01% | 18508.10%-18506.1pp | 6625.40%-6623.4pp | 2041.45%-2039.4pp |
| Employer contribution / active EE | $468 | $1,615-71.0% | $2,266-79.3% | $2,203-78.7% |
| Participant deferral / active EE | $3,776 | $2,844+32.8% | $3,560+6.1% | $3,192+18.3% |
| Admin fee / account holder | $3,705 | $3,958-6.4% | $4,821-23.1% | $4,297-13.8% |