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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,002 | $57,330-87.8% | $86,656-91.9% | $75,177-90.7% |
| Participation rate | 97.9% | 63.2%+34.7pp | 71.7%+26.2pp | 67.2%+30.7pp |
| Annual return | 10.08% | 2675.40%-2665.3pp | 593.09%-583.0pp | 160.75%-150.7pp |
| Employer contribution / active EE | $0 | $2,316-100.0% | $3,025-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,414 | $3,320-57.4% | $4,439-68.1% | $4,126-65.7% |
| Admin fee / account holder | $2,336 | $4,115-43.2% | $5,619-58.4% | $5,651-58.7% |