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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,026 | $54,370-88.9% | $82,763-92.7% | $68,490-91.2% |
| Participation rate | 98.1% | 63.9%+34.2pp | 72.6%+25.6pp | 67.9%+30.3pp |
| Annual return | -16.41% | -13.67%-2.7pp | 702.45%-718.9pp | -7.85%-8.6pp |
| Employer contribution / active EE | $0 | $2,219-100.0% | $3,008-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,304 | $3,247-59.8% | $4,395-70.3% | $4,028-67.6% |
| Admin fee / account holder | $1,705 | $4,398-61.2% | $5,325-68.0% | $5,403-68.4% |